Thursday, June 30, 2011

Getting a job after graduation.

Many college graduates are entering the real word and have begun the task of job hunting. The economy is still not on track, and jobs are pretty scarce. High paying ones are out there, but are getting tougher to find and get. What's a new college graduate to do? They are even competing with last year's graduates. There are a few simple steps that you can take to enter the job market in a timely manner.

If you had a job in college, keep it. Or go back to it. A job is better than no job. Companies like to see a work history. If you had no job, consider getting anything, even part time work. Sometimes a part time job can lead to bigger and better things. You are not always stuck in the same low position. You now have a college degree and that may open more doors in the company.

Any job you get can be great experience to list on a resume. A sales clerk has experience with people. A stock person has shown the ability to complete tasks. A child care worker has experience working with kids and parents. Think outside the box to emphasize skills that can take you further.

If you have gone for interviews and sent out resumes, keep in touch with the person in charge of hiring. Send emails of thank yous or letters. You want them to have you on their minds and standout maybe for another position that gets opened.

If you do get offered jobs at companies you like, be sure they fit your major. It can be difficult to move laterally, as well as up, to a position that suits you better. Sometimes it is better to wait for a job you know you'll love, rather than take an immediate one.

>>More tips to find a job after graduating.

>>Job interview tips

Sunday, June 19, 2011

College students and Debt

Do college students really need to establish credit before graduating?

It may sound simple to answer the question with a yes. The reason being that prospective employers may look at a credit history.

But what will your credit history show?

Many college students get at least one credit card. They are given many applications from various banks and credit card companies. It can be tempting. College students are generally broke, but want cash to spend.

Here's the problem. If you get a credit card with a $5,000 limit, and you max that out, what does that say about you? Just having credit is not the full story. The better question is how responsible you are with it. A college student that has $50,000 in student loan debt, and then thousands of credit card debt, may not look as attractive as another job applicant.

If you are one of these college graduates, and you are up against someone else who does not have debt, their record may look better than yours.

If your credit has made your financial situation worse, then having a credit card really did nothing for you.

Having no credit is far better than having bad credit. Know the difference. This means that you do not need to have a balance on your credit card. Having a credit card with no balance shows you have credit, but are not one to use it frivolously.

College graduates need to manage their credit wisely. That's what your employer will look at.

College students are better off using a debit card for everyday minor purchases.

Borrow only the amount of money you need to complete your education. Many college students get caught up in spending sprees and charging a lot of extra curricular activities.

It's not about have loads of credit. It's about using it and managing it wisely.

>More information on college students and credit cards.

>How to be a Teacher and Find a Teaching Job

>College Money Secrets