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Showing posts with the label college students

College Students: Choosing a credit card

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College students as a group are always looking for money. Getting a credit card may seem like it's the same as getting money. It's not. However, credit cards are not bad, and certainly not for college students if used wisely. And chosen wisely. Here are some tips to choosing the right card. First and foremost, for any credit card, is the interest rate. Nothing else really matters, as this is the bottom line as to what using it will cost you. Many companies offer several options. College students normally do not need rewards, so choosing the lowest interest rate is a must. You should pay the credit card off in a timely manner. Since many college students cannot pay a large bill off at once, not being charged a substantial amount for interest is a plus if the need arises to maintain a balance. In conjunction with the interest rate are the fees you may be charged. Many will entice you with an easy way of getting a credit card, but then slapping you with a huge upfront yearly f...

After high school, is a college degree needed?

Graduating high school and going off to college is on the minds of millions of students as graduation nears. A good many will start college and not finish. Some will get a bachelor's degree, and not use it. The question is, do you really need a bachelor's degree to get a good paying job? Getting a college degree is expensive. Most students will graduate with a load of student debt. Not a good way to start off life. You need to think hard if your college degree will pay off. Just having a college degree does not mean a high paying job. Consider these facts. Half of the students starting college will not finish in 6 years or less. That means lot's of debt, no degree. The majority of jobs that are growing do not require a college degree, or at not a bachelor's degree. Accounting is a growing field that does indeed need a bachelor's degree. So does the job of a college professor. If that's not for you, think of the following. Registered nursing is growin...