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Showing posts from November, 2013

Getting into college with bad grades

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How can you possibly get into college if you have bad grades? Does that sound like you? Don't panic, there are plenty of options. Grades are indeed one of the factors that are looked at, but you can get around it. The best way is actually to delay college. Okay, not actually a delay in college, but a delay in applying to the college of your dreams. Go to a two year community college first, rack up good grades, then transfer. Your high school record will almost be a moot point. Some four year universities in the same area have a guaranteed acceptance agreement with some of the junior colleges. Doing some college at a community college helps lower the cost as well. Another way to get around bad grades, is to just be open about them. In your college admission essay, admit the bad grades. Don't make excuses, but convince them you are a good risk. Apply to as many colleges as you can and increase the odds that someone will admit you. Get people who know you to write stellar ...

College Students: Choosing a credit card

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College students as a group are always looking for money. Getting a credit card may seem like it's the same as getting money. It's not. However, credit cards are not bad, and certainly not for college students if used wisely. And chosen wisely. Here are some tips to choosing the right card. First and foremost, for any credit card, is the interest rate. Nothing else really matters, as this is the bottom line as to what using it will cost you. Many companies offer several options. College students normally do not need rewards, so choosing the lowest interest rate is a must. You should pay the credit card off in a timely manner. Since many college students cannot pay a large bill off at once, not being charged a substantial amount for interest is a plus if the need arises to maintain a balance. In conjunction with the interest rate are the fees you may be charged. Many will entice you with an easy way of getting a credit card, but then slapping you with a huge upfront yearly f...